Investment Fiduciary Experts

3(21) and 3(38) Fiduciary Solutions

Sponsor and Advisor Solutions

Axio Wealth Management uses a proprietary investment process to provide customized investment strategies meeting the unique needs of individual retirement plans.

Fiduciary Responsibilities

Axio Wealth Management provides Fiduciary Partnership services as an ERISA 3(21) or 3(38) to make day-to-day plan investment responsibilities manageable.

ERISA 3(21) & 3(38) Plan PaRtnership Services

Properly fulfilling fiduciary duties in regards to investment options offered to plan participants can be burdensome and timely. Serving as a 3(21) or 3(38) Investment Fiduciary, Axio’s partnership approach provides the services advisors and plan sponsors desire to mitigate the fiduciary risks associated with investment selection, monitoring, and replacement.

Are You A Fiduciary?

Axio Can Guide You

As a 3(21) Co-Fiduciary, we provide an investment policy statement template, guidance with respect to asset classes, and a list of approved investment alternatives. The Plan Sponsor retains the final decision-making authority.

Axio Can Take Charge

As a 3(38) Fiduciary, we take full discretionary authority to make investment decisions within the plan reliving the plan sponsor and other plan fiduciaries from responsibilities associated with the investment decisions.

Investment Policy Statement development assistance

Disciplined Systematic Investment Process designed to provide long-term competitive rates of return

Minimization of excessive investment alternative turnover

Prudently maintain an approved investment alternative list

Communication with other fiduciary service providers to the plan

Quarterly Variance Reports communicating investment changes and monitoring

TRust Axio To do the Right thing

Independent Investment Adviser

Axio Wealth Management is a State Registered Investment Adviser and is independent of any broker-dealer.

No Third-party
Compensation

We do not receive compensation from any mutual fund companies resulting in investment options meeting our exacting standards.

Fee-only Investment Advice

There are no hidden agendas with unbiased, fee-only investment advice and total fee transparency.

The Axio Investment PRocess

Beginning with each plan’s Investment Policy Statement, Axio uses proprietary methodologies designed to provide competitive long-term returns for a given level of risk. The investment goal is to maintain a combination of high-quality investment alternatives. These alternatives adhere to established style benchmarks while avoiding excessive turnover of funds based on short-term performance criteria.

For more information about the Axio Investment Process, call 803.851.1935

SELECTION PROCESS

Identify Investment Option Universe

Define Appropriate Asset Classes

Screen Available Funds Using Quantitative Metrics

Refine Funds By Screening with Qualitative Metrics

Compile Selected Funds Meeting All Requirements

Add Funds To Approved Investment Option List

MONITORING

Approved Funds Are Reviewed Quarterly

Quarterly Reviews Include Quantitative Metrics

Funds Not Meeting Requirements Are Flagged

Axio Performs Further Due Diligence

Qualitative Factors Are Reviewed

Flagged Funds Are Either Placed On The "Watch List" or Removed

Replacement

Funds remain on “Watch List” for a pre-determined time frame

If criteria is met while on “Watch List” it is re-added to “Approved List”

Fund Funds continuing to not meet criteria are removed completely

A suitable fund is identified as replacement

Product Services

Investment Policy
Statement

The Investment Policy Statement is the outline for a retirement plan’s investment goals, objectives, and constraints.

Quarterly Variance Report

The Quarterly Variance Report delivers transparent reporting to the plan sponsor regarding changes in fund selections, recommendations and actions taken to improve the quality of the investment fund list.

Plan Fund Change Notices

As a 3(38) Investment Manager, Axio provides detailed notices regarding the selection / addition, termination and replacement of approved investment alternatives included within the retirement plan.

Advisor and Sponsor Support

As a fiduciary partner Axio is available to provide Sponsor and Advisor support to answer any investment-related questions.

Contact Axio Wealth Management

Let us talk to you about an ERISA 3(21) and 3(38) partnership approach to plan investments.